Card Selection and Application Process
Our online card selection process is both secure and simple.
We've developed our card selection process to be different from other credit card companies. We pre-qualify you for the card(s) that might be of interest to you before you apply. You can then see which card(s) you have a better chance of being approved for. Plus, we take the confidentiality of your personal information seriously. We use 128-Bit Secure Socket layer (SSL) technology to encrypt your personal information when we pre-qualify you and during the application process.
It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card with different terms and conditions which will be disclosed to you before your application is processed.
Here's how our card selection process works:
- Complete our secure inquiry form and select the Submit button. We'll attempt to pre-qualify you in as little as 60 seconds, without affecting your credit score!
- View the credit cards you're actually pre-qualified for. Our process takes out the guesswork.*
- Choose the credit card you like best, then select Continue.
- Read the terms and conditions of the credit card you've selected and if you agree to the terms, then click Submit Application and we'll process your application.
- Complete any additional steps, like choosing a card design, and your application is done!